Kärntner Sparkasse

With a history spanning 190 years, Kärntner Sparkasse stands as an award-winning regional financial institution in its home markets of Carinthia and Slovenia, representing sustainable growth and trusted partnerships. As part of the Austrian Savings Bank Group, Kärntner Sparkasse benefits from valuable connections to markets across Central and Eastern Europe. What truly sets the bank apart is its deep anchoring in the regional economy and its strong commitment to the common good.

Core Competencies:

• Private customer consulting
• Business consulting
• Consulting for self-employed professionals
• Youth financial advisory
• Investment advisory

#believeinyourself - Erste Bank and Sparkasse

For over 200 years, Erste Bank and Sparkasse have been committed to providing financial health to their 4.3 million private customers and small and medium-sized enterprises with a comprehensive range of products and personalized services. The savings bank group is a service provider for all financial products: from savings accounts to home and consumer loans, investments, accounts, bank cards, insurance, leasing, and pension fund solutions. The savings banks are reliable partners to the economy and firmly anchored in their regions. Since the beginning, their business model has been based on serving the common good.

Business orientation: Erste Bank and Sparkasse are classic universal banks with a traditional focus on private customers, SMEs, and asset management.
Customer groups: Private individuals, freelancers, founders, small and medium-sized enterprises, large companies, the public sector, and the non-profit sector. 
Geographical focus: Erste Bank and Sparkassen are represented throughout Austria with 743 branches in all regions of the country. Internationally active customers benefit from the global network of subsidiaries and partner banks.

Private individuals: Erste Bank and Sparkassen offer comprehensive services and products for all financial needs, e.g., investment and savings options, consumer and home loans, private accounts (including special accounts for young people and students), debit and credit cards, internet banking solutions, financial market products, and private banking services. 
Small and medium-sized enterprises and large corporations: The range of services for micro, small, and medium-sized enterprises, as well as large corporations, covers all needs. It includes start-up support, professional payment transaction solutions, growth financing, support for international business and the capital market, as well as corporate investment and pension plans for managers and employees.